The past few decades have seen complementary and alternative medicine move from the fringes to the mainstream. The latest data from the National Center for Complementary and Integrative Health (NCCIH,) the research center of the US National Institutes of Health, show that in 2012, 33.2% of adults and 11.6% of children had used CAM treatment in the past 12 months. Another study found that women were five times more likely to use mind-body approaches and food supplements than men. [Read more…]
The home is perhaps one of the most important material possessions any person can ever have. To many, the home is where one can be safe and secure. Where one can retreat from their daily activities of work and play into a place where they can be perfectly comfortable and at ease. The home also keeps its residents within safely protected from the elements, so it’s no wonder why a lot of people actually put a lot of money into making sure that their home is covered through home insurance.
Any homeowner who values their property eventually comes around to checking out home insurance. It is of course, the logical step to wanting to keep your property safe. Insurance may be a rather costly matter, however, and of course everyone would prefer to get the most out of their homeowners insurance rates. Which is why we’ve put together this list of things you can do to stay on top of your home insurance costs.
Image via Everything Simple
Exhaust All Your Options
This is rather tedious, but could save you the most money. Ask around for the best insurance rates and list down all your options. Ask your friends, family, and co-workers for home insurance experience, and check out consumer reviews.
Sync Your Insurance Policies
Try to get the same company for most – if not all – of your insurance policies. Not only will this be more convenient to manage, but most companies would also give discounts this way.
Build A Sturdier Home
Ask your potential insurance company about what you can do to make your home more secure and disaster resistant as these minor additions may help lower your premiums.
Keep Your Credit Record Up
Maintaining a healthy credit record can also help lower your insurance costs. To do this, make sure you always pay your bills on time and to try and keep your credit balance as low as possible to help you out with your home insurance claims.
Most insurance companies also reward their loyal customers by providing discounts based on how long you’ve had them as your insurance provider.
About The Author
Franco is a professional blogger that writes on a variety of topics including home insurance.
An online newspaper is differentiated from the physical newspaper because it is simply found in the web. Although there are newspapers that are still found in newsstands and the Internet, a good number of them simply choose to concentrate on online readers. It has certainly found its niche.
Recent studies show that online newspaper readers now outnumber those that read physical newspapers. This is probably due to convenience especially for those who have to sit behind a computer anyway. The latest stories and news are readily seen on the computer upon opening even without any effort . This then calls the attention of readers to the news and leads to online newspapers if more facts are desired.
Online newspapers carry news from all over like actual newspapers. They have the great advantage of literally being at the very fingertips of the readers. They are free, easy to access, and current.
There is no question as to the currency of online news since many update theirs by the hour or at least several times during the day. Compared to traditional newspapers which will bring the next update the following day since they still have to be printed, online newspapers fill in the void for the reading public’s sustained interest in a topic. Here lies the great attraction of online news.
It isn’t quite clear yet if online newspapers will have the power to annihilate traditional newspapers. Many still hold on to the traditional way saying that holding a physical newspaper is part of the reading experience. As of today, the two newspapers happily co-exist.