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Guide to Choosing a Travel Loan

October 21, 2012 By Reece Costain

World-travel
(Photo credit: Wikipedia)

If you love to travel and have a destination in mind but not the cash, there are financial institutions that are willing to extend you the amount of money that can make a visit to your dream destinations possible. They will allow you to take a loan you are fronted some cash up-front and then you pay it at an agreed interest rate over a fixed period of time. Here is how you choose the best travel loans.

 

  • See how much you need for the trip, including travel. You may do a budget and find that you do not need that much. It you dont, you may want to use your credit card for your travel expenses as it has lower interest rates. [Read more…]

Filed Under: Finance Tagged With: Car finance, Cash, Credit, credit card, Credit history, Interest rate, Loan, Unsecured debt

Debit Card vs Credit Card

October 14, 2012 By Reece Costain

Debit Card

Gone are the days where we pay for small or big things in cash. Though we do carry a couple of bucks in our wallet, we have to admit that in most payments, we use these magic cards we’ve come to know as the debit and credit card. Although these two can be interchangeably used, they actually have striking differences.

Basically your debit card is directly connected or linked to your bank account. When you use your debit card to withdraw cash or pay for purchases, the amount is automatically deducted from your account. [Read more…]

Filed Under: Finance Tagged With: credit card, debit card

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